MERRICK FINANCIAl INC
FEE ONLY FINANCIAL PLANNER | UNBIASED, TRUSTWORTHY ADVICE
SERVING GREATER TORONTO AREA & ONTARIO REGION
Clients come to us when they have a big decision to make and are looking for advice (possibly an inheritance, consideration of a large purchase, changes in their business, tax related issues, retirement, pension decision, executive compensation questions, real estate questions, etc.)
Our goal is to provide complete clarity on all financial aspects of your life.
Our clients live in Canada and are open to communicating via video conferencing, email and phone. They are looking for unbiased, trustworthy advice and do not want this to be mixed up with investment and/or insurance product sales. This is the basis of fee only / advice only financial planning.
ACCREDITATION
We are a Certified Financial Planner. CFP is the global standard of excellence in financial planning. The most widely recognized financial planning designation in Canada and worldwide.
SERVICES & SOLUTIONS
01
FINANCIAL PLAN
Working towards the path to financial independence.
No matter what stage of life you're in, we offer experienced planning of your financial affairs. Buying a larger home? Need help with a big decision? This popular offering includes a 360-degree assessment of your financial affairs including the 6 key areas of your life.
02
Retirement Planning
Detailed financial, values and goals based written plans so you can retire with "comfort and security".
Are you thinking about or worried about how you are going to live in retirement? Let us do a detailed financial, values and goals based review of your situation and come up with an easy to understand and action-based plan so you can put your mind at ease.
03
INVESTMENT ANALYSIS
Whether you manage your own investments, hold them with an independent advisor, or through your company plan, we will give you an independent review.
We will review your current investments and provide a clear, unbiased review of your position. We will give you a straight forward, concise report that details your investments performance, fees, fit for you and for your stage in life.
04
BUSINESS OWNERS
We can help with our many years' business owner experience.
We provide a high level, executive view to all of your personal and business affairs / assets together and integrated into one plan. Business owners typically have more decisions to make and a more complicated / involved setup. We regularly help clients with their asset location, investments, compensation strategy, real estate questions, corporate structure, liability / risk, etc.
OUR PROCESS
We have a streamlined, convenient, remote planning process that delivers collaborative financial planning anywhere in Canada.
1. FREE INITIAL CONSULTATION
Schedule a call quickly and easily. We use the initial consultation to understand your needs and to explain our services.
3. DISCOVERY MEETING
We will review together all the information required to build your personalized plan. To fully understand your goals and objectives.
5. PLAN PRESENTATION MEETING
You will be presented a thoroughly written plan to achieve your financial goals and address any questions you have. The plan includes specific recommendations and an action checklist that keeps implementation on track.
2. PROPOSAL & ESTIMATE+ ENGAGEMENT
Receive a quote with our services, support and deliverables.
Agree Engagement.
4. ANALYSIS
We create a financial snapshot of your current situation. Follow up planning calls may be needed to make sure we have all the information and that we are solving all your needs.
6. REGULAR UPDATES
Moving forward after you receive your financial plan, we can meet monthly, quarterly or yearly to follow up on the plan implementation.
WHO ARE OUR CLIENTS?
Our clients include employees, retirees, business owners, and professionals of all ages.
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They are motivated to take charge of their financial futures and looking for expert advice to make sure they are on the right track and not missing any opportunities.
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They are looking for unbiased, trustworthy advice and do not want this to be mixed up with investment and / or insurance product sales. They have financial type questions that they want professional advice on.
GET IN TOUCH
Let us know what you want to improve from your current financial situation. We're here for you and we will get back to you shortly.
please calL, email OR TEXT us:
416 - 822 1702 | chris@merrickfinancial.ca | Toronto, ON
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WHAT OUR CLIENTS SAY?
Meghana
My husband and I were looking for objective financial advice without being sold specific products. Chris clearly understood our requirements and provided us exactly that. He was generous with his time, he answered all of our questions and we didn't feel hurried or rushed at any point. He offered weekend and late evening slots that worked perfectly with our schedules. We came out of the experience having a clear idea of our current financial situation and next steps. Thank you Chris!
Chris gave us objective financial advice and put together a solid plan for selling our business and for retirement. By listening well to our concerns and needs, Chris was able to take a snapshot of our current financial situation. From there, he set clear goals and laid out the ideal path to help us achieve those goals. We now understand our current financial situation and what steps we need to take to secure our future. (...) It was a pleasure to work with Chris.
Kathy
My husband & I contacted Chris Merrick after reading that Merrick Financial was on the Best Toronto's list of the 10 Best Financial Planners in Toronto. Working with Chris was stress free because he gave us sound, unbiased advice without any high pressure sales tactics. With his extensive knowledge & expertise, he provided us with a very comprehensive, tax-efficient retirement income plan tailored to our needs to guide us through our retirement. We highly recommend Chris & the services of Merrick Financial.