MERRICK FINANCIAl INC
FEE ONLY FINANCIAL PLANNER | UNBIASED, TRUSTWORTHY ADVICE
SERVING GREATER TORONTO AREA & ONTARIO REGION
Clients turn to us when faced with significant, life-changing decisions and seek clear, reliable advice. These decisions may include managing an inheritance, evaluating a major purchase, addressing changes in their business, resolving tax-related issues, planning for retirement, navigating pension options, understanding executive compensation, or making informed real estate choices.
We are fee / advice only financial planners. We sell no insurance or investment products. This is the basis of fee only / advice only financial planning. Because we provide transparent fees for service, we have no conflicts of interest; which drives lasting long-term relationships with our clients.
Feedback from past clients often highlights our approachable, easy-to-work-with nature and my dedication to putting their interests first. Our clients live in Canada and are open to communicating via video conferencing, email or phone.
SERVICES & SOLUTIONS
01
FINANCIAL PLAN
Working towards the path to financial independence.
No matter what stage of life you're in, we offer experienced planning of your financial affairs. Buying a larger home? Need help with a big decision? This popular offering includes a 360-degree assessment of your financial affairs including the 6 key areas of your life.
02
BUSINESS OWNERS
We can help with our many years' business owner experience.
We provide a high level, executive view to all of your personal and business affairs / assets together and integrated into one plan. Business owners typically have more decisions to make and a more complicated / involved setup. We regularly help clients with their asset location, investments, compensation strategy, real estate questions, corporate structure, liability / risk, etc.
03
Retirement Planning
Detailed financial, values and goals based written plans so you can retire with "comfort and security".
Are you thinking about or worried about how you are going to live in retirement? Let us do a detailed financial, values and goals based review of your situation and come up with an easy to understand and action-based plan so you can put your mind at ease.
04
INVESTMENT ANALYSIS
Whether you manage your own investments, hold them with an independent advisor, or through your company plan, we will give you an independent review.
​We will assess your current investments and deliver a clear, impartial evaluation of your financial position. We can talk about performance, fees, asset allocation, risk tolerance, your stage in life but cannot make specific product recommendations.
OUR PROCESS
We have a streamlined, convenient, remote planning process that delivers collaborative financial planning anywhere in Canada.
1. FREE INITIAL CONSULTATION
Schedule a call quickly and easily. We use the initial consultation to understand your needs and to explain our services.
3. DISCOVERY MEETING
We will review together all the information required to build your personalized plan. To fully understand your goals and objectives.
5. PLAN PRESENTATION MEETING
You will be presented a thoroughly written plan to achieve your financial goals and address any questions you have. The plan includes specific recommendations and an action checklist that keeps implementation on track.
2. PROPOSAL & ESTIMATE+ ENGAGEMENT
Receive a quote with our services, support and deliverables. If we are the right fit we agree to an engagement.
4. ANALYSIS
We create a financial snapshot of your current situation. Follow up planning calls may be needed to make sure we have all the information and that we are solving all your needs.
6. REGULAR UPDATES
Moving forward after you receive your financial plan, we can meet monthly, quarterly or yearly to follow up on the plan implementation. We also offer ongoing services if you need support with execution of the plan.
GET IN TOUCH
Let us know what you want to improve from your current financial situation. We're here for you and we will get back to you shortly.
please calL, email OR TEXT us:
416 - 822 1702 | chris@merrickfinancial.ca | Toronto, ON
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WHAT DO OUR CLIENTS SAY?
Meghana
My husband and I were looking for objective financial advice without being sold specific products. Chris clearly understood our requirements and provided us exactly that. He was generous with his time, he answered all of our questions and we didn't feel hurried or rushed at any point.
Stephen
Chris gave us objective financial advice and put together a solid plan for selling our business and for retirement. By listening well to our concerns and needs, Chris was able to take a snapshot of our current financial situation. (...) We now understand our current financial situation and what steps we need to take to secure our future.
Matt
Chris is an outstanding professional. What interested me most was his expertise in small business exits and how this could help my family effectively prepare for retirement. (...)Will absolutely return in the future if we require more projections or data, and would recommend to anyone unsure or uncertain of how to proceed with their future or retirement plans.